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Jewish Family Service Offers “Hand Up” with Interest-free Business and Personal Loans

Residents of San Diego can apply for interest-free loans from Jewish Family Service of San Diego (JFS) for personal and business expenses aimed at improving self-sufficiency.

JFS’s Hand Up Loan program is designed to offer a hand-up, not a hand-out – meaning that loans must be used in relation to increasing recipients’ financial independence. Qualifying expenses include education, small business loans, business development, job training, car purchase or repairs, refugee/immigration resettlement and more.

“Our loan program is open to all San Diegans who are in need and want to live more successful lives,” said JFS CEO Michael Hopkins. “The loans are used for a variety of purposes – we’ve helped a local man earn his chauffer license and start a small company and enabled an East County family to buy agricultural equipment and educate themselves how to use it after the fires.”

The loan approval process takes an average of three weeks, from initial application to loan closing. Maximum loan amounts range from $3,000 to $7,500. Upon closing, applicants have up to 36 months to repay the loan by making monthly payments.

To qualify, applicants must live in San Diego County and have a verifiable source of income. For loans of up to $3,000, applicants must have one co-signer. For loans of $3,001 to $7,500, two co-signers are required. All co-signers must reside in Southern California.

To learn more, or apply for an interest-free loan, visit or call (858) 637-3210.

Sandy Young / Ashley Weaver
J. Walcher Communications, (619) 295-7140