Do you need financial help with business development, job training, or car repair? If you are a resident of San Diego, you may qualify for an interest-free loan. We are committed to providing interest-free education, small business, and car repair loans so our community can have a secure and financially independent future.
“While I was deployed, my wife’s car broke down. In San Diego, you need a car and she needed to repair it quickly to get to work and drive our kids to school. This loan was a lifesaver—we were able to fix the car without risking my wife’s job or disrupting our kid’s activities.”
We prioritize requests that signal a clear step toward long-term stability, and we work with applicants on budgeting and credit counseling to ensure they can stay on top of their repayment plan. Applicants agree to a maximum repayment term of 36 months and are encouraged to make monthly ACH (automatic electronic) payments.
We provide $1,000 – $2,500 loans for:
“I am a professional truck driver. I moved to the USA two years ago and didn’t have enough credit to buy a truck on my own. But with help from JFS I could make a down payment, allowing me to start my own business and be an independent truck driver.”
– Loan Recipient
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