These are unprecedented times as our community takes widespread action to limit the impact of COVID-19 (coronavirus). Thousands of San Diegans have been laid off, furloughed, or are unable to work in order to care for their family – making it difficult to pay monthly expenses, gain new skills, and access vital community services. We are committed to providing interest-free education, small business, and transportation loans so our community can have a secure and financially independent future.
“While I was deployed, my wife’s car broke down. In San Diego, you need a car and she needed to repair it quickly to get to work and drive our kids to school. This loan was a lifesaver—we were able to fix the car without risking my wife’s job or disrupting our kid’s activities.”
We prioritize requests that signal a clear step toward long-term stability, and we work with applicants on budgeting and credit counseling to ensure they can stay on top of their repayment plan. Applicants agree to a maximum repayment term of 36 months and are encouraged to make monthly ACH (automatic electronic) payments.
We provide $1,000 – $2,500 loans for:
We’re committed to providing individually tailored services to help individuals and families overcome diverse challenges and build momentum around their unique aspirations.
JFS empowers credit-challenged parents by providing low-interest financing for a reliable car and financial education to build a secure future.
JFS’s award-winning Positive Parenting Program® (PPP) utilizes one of the most effective parenting curriculums to empower parents to build better relationships with their kids.